The National Directory of Certified Public Accountants

Ask A CPA - Mortgages & Loans

I Was Denied A Loan , Where Do I Get A Copy Of My Credit Report ?

According to Federal law, you are entitled to a free copy of your credit report within 60 days of being denied credit. Ask the lender which credit bureau the lender dealt with in order to get your free copy. You may also contact one of the three major credit bureaus. Their names are Tran Union Corp, PO Box 390, Springfield PA 19064-0390, 1-800-916-8800. Experian (formally TRW) PO Box 9530, Allen TX 75013-2104. Equifax PO Box 105873, Atlanta GA 30348 1-800-685-1111. Speak to your local CPA if you need assistance obtaining a copy of your credit report.

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