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What Are The 4 Basic Components Of Medicare ?

Medicare is a national health insurance program for people ages 65+, or younger individuals with certain disabilities. Like most other insurance programs, Original Medicare does not pay for all health care costs. You must pay for deductibles, premiums, coinsurance or copayments. Medicare has four parts: A. Hospital Insurance - helps pay for inpatient care in a hospital or skilled nursing facility (following a hospital stay), some home health care and hospice care. B.Medical Insurance - helps pay for doctors’ services and many other medical services and supplies that are not covered by hospital insurance. C.Medicare Advantage - plans are available in many areas. People with Medicare Parts A and B can choose to receive all of their health care services through one of these provider organizations under Part C. D.Prescription Drug Coverage - helps pay for medications doctors prescribe for treatment. Go to the Social Security website for more information at

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